Stress at Work cases are often complex and litigeous. Many ATE Insurance providers shy away from insuring them due their difficulty and length.
Here at Box Legal, we don't get scared by tricky litigation - instead we work hand in hand with firms to design products which fit the problems firms experience. With Stress cases, firms wanted high indemnity limit policies which were flexible, which had few reporting requirements and which were also easy to apply for.
We think we have cracked this - Stress cases can now be insured using our on-line forms and, once covered, there are few things to report save for when proceedings are issued.
What's more - we have designed a flexible payment structure. All premiums are deferred to the end of the case but we are able to offer a choice of pricing: Fixed money premiums, fixed percentage or staged money or staged percentage. This flexible pricing means you can choose the structure which best fits your client charging arrangements i.e. if you are charging your client a fixed percentage of their damages, you might want the ATE policy to also be expressed as a percentage.
It's not one size fits all here - more like we have all sizes for every shape of client.